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Based in Phoenix, AZ · Serving Clients Nationwide

Your Financial Future Deserves a Real Plan

Financial freedom should be for anyone with the right guidance. A comprehensive financial plan can help anyone become financially free, plan for retirement, and build generational wealth.

JJ
Jacob Johns
Financial Advisor · JJ Wealth Advisory
🏦 Retirement 📈 Investing 🛡️ Insurance 📋 Tax Strategy
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Phoenix, AZ Based Available nationwide
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Holistic Planning Your full financial picture
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Independent Advisor Unbiased, client-first guidance
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Free Consultation No pressure. No cost. Just clarity.

Comprehensive Financial Planning,
Built Around Your Life

Whether you're building your first budget or planning a retirement decades in the making, I bring a full suite of expertise to every conversation — no one-size-fits-all solutions.

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Retirement Planning

Build a retirement strategy that actually works — from 401(k) rollovers and IRAs to annuities and Social Security optimization. We'll make sure your money lasts as long as you do.

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Investment Strategy

Smart, diversified investing tailored to your risk tolerance, timeline, and goals. I help you cut through the noise and invest with purpose, confidence, and a long-term mindset.

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Life & Health Insurance

Protect what matters most. From term and whole life to Medicare supplements and long-term care, we'll find the right coverage at the right price — without the pressure.

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Tax Strategy

Minimize your tax burden legally and strategically. We integrate tax-smart decisions into your overall financial plan so you keep more of what you earn, every single year.

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Estate Planning

Ensure your legacy is protected. We help you understand wills, trusts, beneficiary designations, and how to pass your wealth on to the people you love — on your terms.

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Debt & Cash Flow

Financial freedom starts with a solid foundation. We'll build a realistic budget, tackle high-interest debt strategically, and free up cash flow to invest in the life you want.

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JJ
Jacob Johns
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A Mission to Help You Become Financially Free

I didn't get into financial planning for the paycheck. I got into it because I saw too many people — hardworking, well-meaning people — struggling with their finances. Stressed about retirement. Unsure how to protect their family. Wondering if they'd ever feel financially secure.

I wanted to build something personal — where clients aren't just an account number, they're a relationship. Where every recommendation is built around your life, your goals, and your future.

I'm affiliated with Lucas Retirement Group as my RIA and offer insurance products through American Senior Benefits — two organizations I trust to help me deliver comprehensive, client-first solutions.

"I believe everyone deserves a financial plan that works — not just the wealthy. My mission is to help you build lasting financial security, no matter where you're starting from."
  • Purpose-driven — This work matters to me personally. I do it because it makes a real difference in people's lives.
  • Relationship-focused — I get to know your full situation, your family, and your goals before making any recommendation.
  • Truly holistic — I look at your entire financial picture — not just one piece — to build a plan that actually works together.
  • Nationwide reach — Serving clients across all 50 states virtually, with the same personalized care as if you were sitting across from me.
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Simple Steps to Financial Clarity

Getting started is easier than you think. Here's how we go from "I don't know where to start" to a personalized plan that actually moves the needle.

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Free Discovery Call

We start with a no-pressure conversation. Tell me about your situation, your goals, and your concerns. No pitch, no pushy sales tactics — just honest conversation about where you are and where you want to be.

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Financial Health Review

I take a deep, comprehensive look at your full financial picture — income, savings, insurance, taxes, debt, retirement accounts, and more. This isn't a generic checklist; it's a real analysis built specifically for you.

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Your Personalized Plan

You walk away with a clear, actionable financial plan tailored to your life. And I stay with you — answering questions, adjusting your plan as life changes, and holding you accountable to the goals that matter most.

⚡ Free Resource

Get Your Free Financial Health Check

Answer a few quick questions and get personalized insights into your financial health — completely free. Then, if you'd like, we'll hop on a call to walk through it together.

Takes 3 minutes
100% free
No pressure
Personalized insights
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📊 Financial Score Preview
Retirement Readiness?%
Protection Coverage?%
Investment Strategy?%
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Answers to Your Biggest Questions

Not at all. In fact, the earlier you start — regardless of how much you have — the better your outcome. My job is to build a plan that works with where you are today. Whether you have $500 saved or $500,000, there's a smart strategy that fits your situation right now.

A good financial advisor helps you see your full picture — income, expenses, savings, insurance, taxes, and goals — and builds a strategy to get from where you are to where you want to be. I also help you avoid costly mistakes, stay disciplined during market volatility, and adjust your plan as life changes.

Transparency is everything. Depending on the services you need, compensation may come through commissions on insurance or investment products, or through fee-based planning. I always explain exactly how I'm compensated before we do anything — no surprises, ever. Your first consultation is always completely free.

Yes! I work with clients across the country via virtual consultations. Whether you're in Phoenix or across the country, we can do everything you need over video call or phone — and many clients actually prefer the flexibility of working remotely.

Yes — and being young is your biggest advantage. Time is the most powerful force in wealth-building. Small decisions made in your 20s and 30s can mean hundreds of thousands of dollars of difference by retirement. The earlier we build a solid plan, the better your financial future looks.

Jacob will personally review your responses and reach out within 24 hours to schedule a free discovery call. There's absolutely no obligation — it's just a conversation about your financial situation and how we might be able to help. If it's a good fit, great. If not, you'll still walk away with useful insights.

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Still Have Questions?

The free consultation is the perfect place to get every question answered — with no pressure and zero obligation. Jacob will walk through your situation personally.

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No pressure. No cost. Just clarity.

Let's Get Started

Your Financial Future Starts
with One Conversation

Whether you don't know where to start, feel behind on your goals, or just want a fresh set of eyes on your finances — I'm here. Let's talk about your future, completely free.